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Founded in 1960 as a family business servicing our community, M.L. Cutler services our community, providing exceptional business insurance and financial services. In 2012, James G. Mignone joined the agency and is now President.


Bringing over 40 years of insurance experience in personal lines, commercial lines, inland marine, and risk management, Jim leads the team under the principles of four pillars: trust, reliability, expertise and advocacy.



Team High Five

M.L. Cutler is an independent insurance agency providing tailored insurance solutions to meet your needs no matter where your road leads. As you reach new milestones and hit speed bumps, our caring and knowledgeable employees are ready to champion on your behalf to ensure you, your information, and your assets are secure. Respected in our industry and our community, we are proud to provide you with optimal solutions for every step of the road by exploring various options across numerous insurance carriers.  The team at M.L. Cutler is ready to act as your trusted advisers and take the driver's seat in protecting you, your family, and your business. 

In 2017, M.L. Cutler welcomed Christopher Mignone who brings experience in marine and jewelry insurance. Our firm continues to be family owned and operated, providing uncompromised service and incomparable solutions. 

Our Story


James G. Mignone

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James leads the team at M.L. Cutler to provide unmatched service and solutions. With over 30 years of extensive insurance industry experience in personal lines, commercial lines, inland marine, and risk management, James leads the team under the four pillars: trust, advocacy, expertise and reliability.

James began his career in 1984 at Chubb Insurance where he worked with high net-worth individuals in the personal lines division. He later served as Team Leader at Crum & Forster, managing a team to ensure the highest quality service. 

Prior to joining M.L. Cutler in 2012, James most recently worked at ADP Insurance in the commercial lines division, working tirelessly to develop a diverse book of business consisting of great client relationships.

Beyond the office, James serves on the Community Board at Employment Horizons, an organization that provides job training and placement to Morris County citizens with disabilities.

In his leisure time, James can be found instructing a cycle class, walking his dog, or relaxing on the beach with his family. 

Jim Mignone Insurance

973-377-7700 x2330

30 B Vreeland Road

Suite 111

Florham Park, NJ

Our President


Our service is based upon 4 pillars which guide us to provide the best client experience as we travel with you down life's road.

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Our Approach


At ML Cutler, we employ industry-leading software and proven technology to provide you with confidence and security at every stage. Our digital data platform and cloud-based management systems are constantly evolving and are trusted to keep your information safe, allowing us to provide a seamless client experience.

We look forward to working with you! 
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